if ($default['de_bank_use']) {
            // 은행계좌를 배열로 만든후
            $str = explode("\n", trim($default['de_bank_account']));
            if (count($str) <= 1)
            {
                $bank_account = '<input type="hidden" name="od_bank_account" value="'.$str[0].'">'.$str[0].PHP_EOL;
            }
            else
            {
                $bank_account = '<select name="od_bank_account" id="od_bank_account">'.PHP_EOL;
                $bank_account .= '<option value="">선택하십시오.</option>';
                for ($i=0; $i<count($str); $i++)
                {
                    //$str[$i] = str_replace("\r", "", $str[$i]);
                    $str[$i] = trim($str[$i]);
                    $bank_account .= '<option value="'.$str[$i].'">'.$str[$i].'</option>'.PHP_EOL;
                }
                $bank_account .= '</select>'.PHP_EOL;
            }
            echo '<div id="settle_bank" style="display:none">';
            echo '<label for="od_bank_account" class="sound_only">입금할 계좌</label>';
            echo $bank_account;
            echo '<br><label for="od_deposit_name">입금자명 : '.$member['mb_name'].'</label>';
            echo '<input type="hidden" name="od_deposit_name" id="od_deposit_name" value="'.$member['mb_name'].'" class="frm_input" size="10" maxlength="20">';
            echo '</div>';
        }